Average Rent in Chattanooga, TN (2026)
The average 1-bedroom fair market rent in Chattanooga, TN is $1,331/month as of 2026, based on HUD data across 21 ZIP codes. Rents have changed +1.0% year over year (local market data), so an increase above 1.0% exceeds the local trend. Rents range from $1,000 to $1,700.
Average Rent · 1-Bedroom
$1,331/mo
Source: HUD Fair Market Rent · 21 zip codes
Year-over-Year
↑ +1.0%
Source: Apartment List, Zillow ZORI, HUD Fair Market Rent
Data through
Average rent in Chattanooga, TN ranges from $1,000 to $1,700 across 21 ZIP codes.
The average 1-bedroom rent in Chattanooga is $1,331/month based on HUD Fair Market Rent data. Year-over-year rent trends in Chattanooga show a +1.0% change based on local market data. A rent increase above 1.0% in this area is above the local market trend.
Based on local market data data, a fair rent increase in Chattanooga, TN is approximately 1.0% for 2026. An increase above 1.0% exceeds the local market trend and may be worth negotiating.
Sources: Apartment List, Zillow ZORI, HUD Fair Market Rent, HUD SAFMR, Rentcast. Updated February 2026.
Rent Trends in Chattanooga
+1.1%
Rents in Chattanooga are rising at +1.1% year-over-year.
− Estimated trend
Market sources range from +0.1% to +2.7%
Why the range? Zillow ZORI tracks what landlords are asking for units (+2.7%), while Apartment List tracks what renters actually sign leases at (+0.1%).Landlords are asking more than renters are paying — this suggests renters may have negotiating leverage in Chattanooga right now.
Sources: Apartment List, Zillow ZORI, HUD Fair Market Rent
What Should Rent Cost in Chattanooga?
Typical rent ranges based on HUD benchmarks and market data. In areas with limited listing data, ranges reflect federal benchmarks and may be wider than actual market conditions.
A studio in Chattanooga typically rents for $1,278 – $1,380.
Rents above $1,587 are in the top 25% for this area.
A 1-bedroom in Chattanooga typically rents for $1,331 – $1,437.
Rents above $1,653 are in the top 25% for this area.
A 2-bedroom in Chattanooga typically rents for $1,467 – $1,584.
Rents above $1,822 are in the top 25% for this area.
A 3-bedroom in Chattanooga typically rents for $1,831 – $1,977.
Rents above $2,274 are in the top 25% for this area.
A 4-bedroom in Chattanooga typically rents for $1,954 – $2,110.
Rents above $2,427 are in the top 25% for this area.
Federal Rent Benchmarks for Chattanooga
HUD Fair Market Rents are federal rent benchmarks published annually by HUD. They provide a consistent baseline for comparing rents across areas.
Studio
$1,278
HUD Fair Market Rent
1-Bedroom
$1,331
HUD Fair Market Rent
2-Bedroom
$1,467
HUD Fair Market Rent
3-Bedroom
$1,831
HUD Fair Market Rent
4-Bedroom
$1,954
HUD Fair Market Rent
Source: HUD SAFMR FY2026 · Updated
Zip Codes in Chattanooga
Click any zip code for detailed rent data including zip-specific SAFMR rates, nearby comparables, and a free rent increase check.
| Zip Code | 1-BR SAFMR | YoY |
|---|---|---|
| 37315 | $1,700 | +0.1% |
| 37421 | $1,660 | +0.1% |
| 37405 | $1,560 | +4.5% |
| 37408 | $1,510 | +0.1% |
| 37403 | $1,500 | +0.1% |
| 37402 | $1,380 | +0.1% |
| 37450 | $1,340 | +0.1% |
| 37409 | $1,320 | +0.1% |
| 37416 | $1,240 | +0.1% |
| 37411 | $1,220 | +0.1% |
| 37404 | $1,180 | +0.1% |
| 37419 | $1,150 | — |
| 37406 | $1,090 | +0.1% |
| 37407 | $1,070 | +0.1% |
| 37410 | $1,000 | +0.1% |
| 37304 | $1,340 | — |
| 37384 | $1,340 | — |
| 37401 | $1,340 | — |
| 37414 | $1,340 | — |
| 37422 | $1,340 | — |
Showing top 20 of 21 zip codes.
SAFMR rates are zip-specific. YoY from Apartment List or Zillow ZORI where available.
How Does Chattanooga Compare?
Questions about rent in Chattanooga
What is the average 1-bedroom rent in Chattanooga, TN?
The average 1-bedroom fair market rent in Chattanooga, TN is $1,331/month as of 2026, based on HUD rent data across 21 ZIP codes in the city.
What is a fair rent increase in Chattanooga?
A rent increase up to about 1.0% is broadly in line with the recent market trend in Chattanooga. Increases above that level are above trend and should be tested against neighborhood-level pricing and comparable rentals.
Are rents going up or down in Chattanooga?
Rents in Chattanooga have changed +1.0% year over year based on the trend measure shown on this page.
How much do rents vary across Chattanooga?
1-bedroom rents across Chattanooga range from $1,000 to $1,700 on this page, showing that rent can vary materially across ZIP codes within the same city.
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Renter Guides
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Market data updated monthly from public and third-party sources. Actual rents vary by unit, building, and lease terms. For informational purposes only — not legal or financial advice. See methodology →